The Most Insightful Pieces of Financial Wisdom of 2018 for People Struggling with Debt

With 2018 coming to an end, now is a great time to reflect on what we learned about managing money this year. Considering all the smart financial information published, we should have learned a lot. Here are some of the most insightful pieces of financial wisdom published in the past year.

Many of the wealthiest people in the world weren’t born that way—they built their empires and saved their cash through making smart choices. Read this wealth building advice from titans like Warren Buffet, Oprah Winfrey, Mark Cuban and Tony Robbins.

How working a job you love, delaying gratification, and spending your money on experiences rather than things and other advice people can use to set themselves up for wealth later in life.

It’s hard to get ahead when there’s no cushion in your bank account. Here’s how to save money, even when your paycheck barely covers your expenses.

Speaking of, seeing that $0 balance in your checking account at the end of each pay period is depressing and stressful. What if you were able to have a little left over to save, even without your income increasing? Follow these suggestions and say goodbye to living paycheck to paycheck.

How opting for a little less convenience, designating days to spend no money at all, and filling your grocery cart—and then removing five items before paying—will leave you with a much fatter wallet.

Should you establish a healthy emergency fund or pay of your debts first? Which is more important? Though experts tend to be evenly divided on which is the wisest course, these experts say that the best approach is to divide your money in half and do both simultaneously.

There have never been more resources available to help you manage your money, but with so much information out there, assessing those resources can be like drinking from a fire hose. How do you know which ones are really worth your time and trust? Here are seven of the best resources available for a free personal finance education.

No matter what your financial goals are, achieving them starts with education. Until you know how to get to your destination, you’re unlikely to get there. By knowing where you stand, knowing where your money is going, and knowing where you want to be, you can start on the road to financial recovery.

Now is a great time to revisit the smart lessons from the past year so they’re fresh on your mind for the new year. Need some help climbing out of your financial hole? Ronald J. Drescher has been assisting clients with their legal and financial troubles for more than three decades.

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