Category : Chapter 13

Buying a Car At Auction – Life With a $5,000 Vehicle

So David Lardner bought a 2005 Volvo Station Wagon for $3,900 at auction. Pretty good deal? Looks that way, but he didn’t know for sure until he brought his car past a trusted mechanic. After spending $170, David saw that his car only needed an oil change and air filter, a pretty spectacular outcome, really, […]

Buying a Car at Auction – Frugal or Foolish?

Many of my clients are suffocating from enormous car payments, the result of trading in older cars worth less than what they owed and rolling those loans into the new cars. Then combine high interest rates with these inflated loans and you have a terrible recipe for a monthly (or, with some lenders, weekly) struggle […]

Lien Stripping

My name is Ron Drescher; I’m an attorney practicing bankruptcy and creditor’s rights in Maryland, Delaware, Pennsylvania, and Virginia and today I want to correct a mistake that a made in a different video. I was on the streets of Paris and I was excited to talk about the five reasons that you might have […]

Discharge

My name is Ron Drescher. I am an attorney practicing bankruptcy and creditor’s rights in Maryland, Delaware, Pennsylvania and Virginia, and recently I did a series of videos on the streets of Paris about five reasons why you might want to file for Chapter 13, but since then I came up with another couple of reasons […]

Chapter 13 – Save Home

My name is Ron Drescher. I’m an attorney practicing bankruptcy and creditor’s rights in Maryland, Delaware, Pennsylvania and Virginia. Today I want to talk about another reason why you may want to consider filing Chapter 13 bankruptcy. Sometimes you fall behind on your mortgage payments and you can’t work a loan modification. When that happens, […]

Chapter 13 – Median Income

My name is Ron Drescher. I’m an attorney practicing bankruptcy and creditor’s rights in Maryland, Delaware, Pennsylvania and Virginia and today I want to talk about another reason why you may file Chapter 13 and it may just be because you don’t qualify for Chapter 7 because your family income is above the median income […]

Chapter 13 – Equity

Chapter 13 Equity My name is Ron Drescher. I’m an attorney practicing bankruptcy and creditor’s rights in Maryland, Delaware, Pennsylvania and Virginia. And today, I want to answer the question why would you file a Chapter 13 case. There are five reasons; I’m going to answer the first one right now, which is about equity. […]

Chapter 13 – Discharge

My name is Ron Drescher. I’m an attorney practicing Bankruptcy and Creditor’s Rights in Maryland, Delaware, Pennsylvania, and Virginia; and today I want to talk about another reason to file Chapter 13 and it might be because you have a debt that’s not dischargeable in Chapter 7. Two perfect examples of that are debts when you […]

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