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California Dreaming: 3 Reasons Why Their New Foreclosure Law May Spread Across The Country

July 8th, 2012 Creditor's Rights.

Inspired by the national attorney general mortgage settlement, California has passed a landmark foreclosure law that Governor Brown is expected to sign within days. Here are 3 reasons why the rest of the country will be watching the Golden State in the months and years ahead: No “Dual Tracking” The California law is designed to […]

Lien Stripping, Congress and the Supremes: The Glacier or the Snail?

June 27th, 2012 Bankruptcy.

It’s that second mortgage that’s causing all the problems. Values have taken a nosedive in the last 5 years and many of those junior liens are now completely underwater. Say the home is worth $250,000, the first mortgage is $300,000 and the second mortgage, maybe a home equity line of credit (HELOC) is $75,000. The […]

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