When you file bankruptcy, all creditors, landlords, anyone you have a contract with, co-debtors and shareholders will receive notice of the case. Debtors cannot pick and choose which creditors are to receive notice: the bankruptcy laws require notice to go to all parties in interest. Once receiving notice, parties may file claims, oppose discharge, object to exemptions and ask questions at the meeting of creditors. Intentionally omitting creditors is also grounds for denying a discharge.