General Archives - Baltimore Bankruptcy Lawyer

Why Filing Bankruptcy May Be The Best Thing You Ever Do

What is Replevin?

https://www.youtube.com/watch?v=PDaFzKyUkY8 Today I want to answer the question, "I have a security interest in property that somebody is using, or I loaned somebody some property and they haven't given it back to me. How do ..

How Do I Stop Auto Payments?

https://www.youtube.com/watch?v=L53THo175bs Today I want to answer the question, you know, I have a payment that I'm making from an auto debit from the bank, and I need to stop that payment. How do I do ..

Can I Get In Trouble Running My Business In My Wife’s Name?

https://www.youtube.com/watch?v=Cei9SQf-IGk "I’m running my business out of my wife's name, and so nothing is in my own name in the business. Will that be safe in bankruptcy?" That's a tricky question because what you're doing ..

Why Does My Home Have Liens After My Divorce?

https://www.youtube.com/watch?v=IyazITYbHYs "I just got divorced, I live in Maryland, and suddenly I have liens against my home. What happened?" While you were married, if you held property jointly with your spouse, that property was protected ..

collect lawsuit not listed bankruptcy schedules

Can I Collect On A Lawsuit If I Didn’t List It In My Bankruptcy Schedules?

https://www.youtube.com/watch?v=z3eZjD_Z60w "I have a lawsuit against somebody that I forgot to list in my schedules when I filed Chapter 7, and now my case was discharged and closed. But I want to pursue this litigation. ..

Can I Deduct Garnished Money From My Taxes?

https://www.youtube.com/watch?v=BMJMYs8BJDM "My wages are being garnished but they're taking after tax income. Does that mean that I can deduct from my income what's being seized by the garnishing creditor?" Unfortunately, the answer to that questions ..

Can I Use Bankruptcy To Get The Bank’s Attention For A Short Sale?

https://www.youtube.com/watch?v=KhmHDlgxwkY "I'm trying to get a short sale through or some other relief from the bank but I just can't get them to pay attention to me. Is there anything that I can do in ..

What Does Joint And Several Liability Mean?

https://www.youtube.com/watch?v=k-pqIA6leaU "I got sued and there's somebody else that got sued with me and they say we have joint and several liability. What is that?" Joint and several liability is a phrase under the law ..

bankruptcy credit counseling post filing

Can I Do My Bankruptcy Credit Counseling After Filing My Case?

https://www.youtube.com/watch?v=gVtWS1cztbU Your're going to be filing a bankruptcy case, but you know that there's a credit counseling obligation. Can you just file the case and then do it right away afterwards? The answer to that ..

Don’t Pay Your Taxes With Your Credit Card!

https://www.youtube.com/watch?v=RKFq5F5r-48 "I owe a lot of taxes. Should I pay that tax bill with my credit card?" If you're considering bankruptcy at some point down the road, the answer is definitely no, don't do that. ..

How Can A Debtor Be Thrown In Jail For Not Paying?

https://www.youtube.com/watch?v=dF3e5EQPVic Somebody owes you money: can you throw them into jail? The answer to that question is almost certainly no. There are no such things as debtor's prisons anymore. Those were abolished hundreds of years ..

Will I Get Into Trouble If I Pay Back My Mom Before Filing For Bankruptcy?

https://www.youtube.com/watch?v=xOmzgUT5Fos I need to file bankruptcy, but I owe my mom money. Should I go ahead and pay her back before I file? I don't want her to get hurt. Will they come after my ..

Don’t Be Ambushed By Having Too Much Money On The Day You File Bankruptcy

https://www.youtube.com/watch?v=oRd-X7rMN7k The trustee in my bankruptcy really wants to see the bank statement for the month that you filed the case. Why is that so important? The reason is that when you file your bankruptcy ..

file bankruptcy credit score statute of limitations

File Bankruptcy And Boost Your Credit Score! Part 1: Statute Of Limitations

https://www.youtube.com/watch?v=Qb3P4n0jl6M Even if the statute of limitations has run on all of your credit card bills and other debts, you still may want to consider filing for bankruptcy. While it’s true that the main purpose ..

best pre-bankruptcy planning IRA contribution

The BEST Pre-Bankruptcy Planning Tip: IRA Contribution

https://www.youtube.com/watch?v=-EbSIrPZ7yw If you have a little extra cash, you may be considering whether to make an IRA contribution before you file bankruptcy. There are many factors that go into whether or not making a contribution ..

Why you MUST Wait for Checks to Clear Before Filing Bankruptcy

https://www.youtube.com/watch?v=ODS_4VB9d24 Should I wait for my checks to clear before filing bankruptcy? The clear answer to this question is a definite YES! Bankruptcy is a snapshot of your financial condition as of the day you ..

secure vacant collateral without court order

Should I Secure My Vacant Collateral Without A Court Order?

https://www.youtube.com/watch?v=8DKS1jc_0qY You have a home as collateral for a loan. The homeowner has defaulted and abandoned the home. You want to secure the home and change the locks. Can you do this without first obtaining ..

Should I Reaffirm My Home Mortgage In Bankruptcy? Maryland Bankruptcy Attorney

https://www.youtube.com/watch?v=-lYUDXYR384 This is a difficult question to answer because reaffirmation defeats the whole point of most bankruptcy cases, which is to obtain a discharge of your debt. By reaffirming any given debt, even though you've ..

How Do I Redeem Personal Property In Bankruptcy? Maryland Bankruptcy Lawyer

https://www.youtube.com/watch?v=p9H35WtTy6w SupposeI have a car, I owe $15,000.00 on it but it's only worth $10,000.00, is there some relief for me in Chapter 7. The answer to that question may be a very big yes. ..

trustee scrutinizing case maryland bankruptcy

Why is the Trustee Scrutinizing My Case? – Maryland Bankruptcy Attorney

https://www.youtube.com/watch?v=JEHyggnJTgk My name is Ron Drescher. I'm an attorney practicing bankruptcy and creditor's rights in Maryland, Delaware, Pennsylvania, and Virginia. Today I want to answer the question, "Why is the trustee looking so closely at ..

current on bills bankruptcy qualification

I’m Current on My Bills, Do I Qualify for Bankruptcy? – Maryland Bankruptcy Attorney

https://www.youtube.com/watch?v=gZyhYg0tGaw My name is Ron Drescher. I'm an attorney practicing bankruptcy and creditor's rights in Maryland, Delaware, Pennsylvania, and Virginia, and today I want to answer the question, "I'm current on all of my bills, ..

Dismissal vs. Discharge – Maryland Bankruptcy Attorney

https://www.youtube.com/watch?v=-NmZAXZVWCY My name is Ron Drescher. I'm an attorney practicing bankruptcy and creditors' rights in Maryland, Delaware, Pennsylvania and Virginia. And today I want to answer the question, "What's the difference between dismissing a bankruptcy ..

Invading Your IRA or 401k – Maryland Bankruptcy Attorney

https://www.youtube.com/watch?v=G1TLaefKtOU My name is Ron Drescher. I'm attorney practicing bankruptcy and creditor's rights in Maryland, Delaware, Pennsylvania and Virginia. Today I want to answer the question "I've got some money problems, should I invade my ..

What is Judicial Foreclosure? Maryland Bankruptcy Attorney

https://www.youtube.com/watch?v=mFWNqGPpxA8 Judicial foreclosure is a method for lenders to exercise their right to sell property after the borrower defaults on the loan. Judicial foreclosure differs from non-judicial foreclosure because of the level that the courts ..